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Tired of seeing your hard-earned Superannuation going backwards?

As a hard working employee, you need to make your Super work harder too!

As an employee, you don't want to work forever! Charterhill can give you freedom of choice through a unique retirement plan that looks after your future financial independence!

Under current legislation clients may qualify for the ability to rollover their existing Superannuation savings into a Self Managed Super Fund (SMSF) which they can manage in their capacity as trustees of their own fund under the relevant legislation in Australia.

With careful and legal structuring the SMSF is able to use Bank Lending Facilities specially tailored for this purpose to purchase arm's length residential or commercial income producing real estate.

To qualify we simply need you to complete a Statement of Financial Position which can be assessed to determine if you are able to take advantage of the specific legal Self Managed Superannuation Fund structuring rules available to Australians today.

We call this SupaSuper™ which clearly and simply suggests that your Superannuation Savings for the future are weighed in favour of Real Estate which rests under your ultimate care and control and not that of fund managers or third parties.

We simply assist you in the servicing and managing of the legal requirements under the S.I.S. Act 1993 of Australia.

How Charterhill Group helps you achieve this:

1. We work with you to calculate the level of additional Retirement Income you may want when you retire and become debt free
2. We advise you on how you can establish an approved Self Managed Superannuation Fund (SMSF) Structure.
3. We assist you in the administration function of rolling over your existing (if any) superannuation savings into your newly established SMSF
4. If you direct us that you wish to purchase a geared investment property we are able to source for you a selection of Australian investment properties in high growth areas, from which you can make a choice
5. We help complete finance applications on your behalf, to the major trading banks to fund the purchase, subject to certain criteria being met.
6. We assist you in settling your property purchase.
7. We advise you on how you can balance your personal cash flow to meet your individual needs whilst your SMSF contributions can be directed to repay bank debt within your SMSF Structure.
8. If you choose to  invest in Direct Equities through your SMSF we can show you how utilising Imputation Credits through a balanced portfolio of Direct Equities can offset Income Tax in the SMSF if so desired
9. Via our associated AFS Licensee you can arrange Death, TPD and Income Protection Insurances, as well as Last Will and Testaments if required
10. We ensure your property is properly managed and tenanted at all times
11. We provide complete property management services at highly competitive rates, including ongoing inspections
12. We seek and obtain quality rental guarantees for up to 5 years at a time on most of the properties provided to you
13. We meet with you annually to review your Retirement Planning direction to ensure it is on course to your planned success
14. We arrange up-to-date Depreciation Schedules to maximise your taxation benefits.

Throughout this process, YOU always own and control your own funds, assets and the properties you purchase.

Four Benefits of Self Managed Super Funds

1. You have control over the total investment portfolio of the fund with the ability to choose your investment classes and how much you invest in each class.
2. You can have between 1 and 4 members of the fund to allow the pooling of resources of others with similar financial objectives, including your children.
3. You have the ability to tailor the management of tax on investment income and capital gains through your fund after you are 60 years of age and retired.
4. You can own direct property in your Self Managed Superannuation Fund.

Liability limited by a scheme approved under Professional Standards Legislation.